Adultra

Turning Your USDC into Cash

You've been paid in USDC—now what? The simplest, safest route for newcomers is to use a regulated crypto exchange, move the USDC there, and withdraw directly to your bank.

Quick-start (3-5 minutes)

  1. 1Create (or log in to) an exchange account

    • We recommend Coinbase or Kraken because both are fully licensed in the U.S. and support USDC on Polygon.
    • Complete KYC verification once. This is required for USD withdrawals to a bank.

  2. 2Generate a Polygon USDC deposit address

    • In your exchange dashboard click Deposit → Crypto → USDC.
    • Choose Network: Polygon (POL). Copy the address.

  3. 3Send USDC from Adultra Wallet

    • Open Dashboard → Wallet, hit Withdraw, paste the exchange address, and enter the USDC amount.
    • Confirm in your Web3 wallet.

  4. 4Sell USDC for USD

    • Once the deposit shows up (~30 s), click Trade → Sell USDC → USD.
    • You can sell 100% instantly at market price—no spread, just a small exchange fee.

  5. 5Withdraw USD to your bank

    • Link ACH (free, 1-2 days) or a debit card (instant, ~1%).
    • Click Withdraw → USD → Bank Account. Done!

Why we spotlight exchanges

  • Simplicity. One account, one KYC, fiat on-ramps ⟷ off-ramps built-in.
  • Regulated & insured. U.S. exchanges keep customer dollars in segregatedbank accounts  (FDIC-pass-through up to $250 k in most cases).
  • Direct to USD. No need for third-party swaps, smart-contract bridges, or extra gas.
  • Low cost. Exchange sell/withdraw fee ≈ 0.5% or less.

FAQ

How long do ACH withdrawals take?

Typically 1-2 business days. For larger accounts Kraken and Coinbase also support same-day Fedwire withdrawals (small extra fee).

What about Binance.US?

Binance halted dollar withdrawals for U.S. users in 2023. Until that situation stabilises, we don't recommend it.

Can I stay in crypto instead of cashing out?

Absolutely. You can hold USDC (it's fully backed 1-for-1), move it to other chains, or swap into stable-coin yield products—your choice.

Is there a minimum cash-out?

Exchanges set small minimums (often $10). On Adultra you can withdraw any amount—as low as 1 USDC—straight to your exchange wallet.